Debt consolidation is fairly straightforward: combine several debts under one new loan, preferably with a better interest rate. This will allow you to save money in the long run while you sucker-punch debt out of existence. If a debt consolidation loan is not available to you, there are also other options, such as debt relief and debt management. Ultimately, it will come down to the solution that works best for your needs. View our Best Debt Consolidation list for loan providers with options up to $20,000.
