Everyone likes to watch their money grow. And if you're reading this, you're not the exception. Good thing certificates of deposit can give you higher returns than other types of financial products, such as traditional savings accounts. So, if you have the heart of a hero who can afford to lock up some of your savings for a set period of time, now's a great time to act. CD rates will likely continue to go down this year, so snag a 4.5 percent rate while you still can. This could be your last chance for a while, so what's it gonna be? 🦸