Don't let your Benjamins sit idle — get their asses up with a high-yield savings account. Considering the Fed is expected to cut rates again in the near future and into next year, now could be your chance to take advantage of decent APYs that may grow your savings. Ditch third-rate accounts with crumbs for returns. Our list of top-rated savings accounts can get you 4 percent APY or higher, so make it rain by clicking below today.