Fine, we'll skip over the Boomer/Gen X jokes. But the fact remains – you're not getting any younger. And while it's hard to imagine a time when you may need help with daily tasks like dressing or bathing, that day will come for us all. So, what's a fine-looking, slowly-graying person to do? The answer is long-term care insurance. Medicare and Medigap don't pay for long-term care. Long-term care insurance can bridge the gap left by traditional insurance, supporting you with in-home care or nursing home stays if (and when) your time of need comes.
